Well, so far I have been on Medicaid and it has all been completely free. The reason I was on that insurance was because I didnt have my insurance near by where I used to live. Since I just moved, I will now have to pay co-pays of $10 or $15 co-pay everytime I go to the doctors, which is pretty cheap. I got my prenatal vitamins from longs drugs and the doctor said they are just as good as the ones you get from the doctor. The vitamins were under $10 from longs drugs, which is also pretty cheap.
I think that as long as you have good insurance then you will be fine. But you will need to get the baby indurance right when it is born. Unless you are on medcaid, then you and the baby for 6 months after the baby is born will have insurance for free and all your doctor visits will be free too.
I hope I helped and I hope I didnt write it too confusing!! Write back if you dont understand something I wrote!
-Heather